Nov 7, 2017. And while you can obtain prepaid cards and use cash for most purchases, some things in life simply require a checking account — and that includes obtaining a personal loan, regardless of your credit. In fact, excepting a few questionable payday lenders, the vast majority of lenders will require you to have.

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Not long ago, personal loans of this. and checking account numbers. Lenders will use bank records and online.

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See how to complete common money tasks without a bank account: storing. How to Live with No Bank Account. (often in the same location as payday loan shops).

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Banks determine if you are eligible for a loan by your creditworthiness. If you have bad credit, obtaining a loan can be very tricky. If on top of that, you don’t have a bank account; it’s even harder to get a loan. However, all hope is not lost; it is still possible to get a loan with bad credit and no bank account.

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Have a healthy balance of credit on your credit profile between different accounts and loans. Furthermore, customers can apply online for credit cards and.

Not to make too many assumptions here, but if you don't have a bank account, you also might not have a lot of accumulated wealth right now. That can mean possible money meltdowns around every corner. There's no shame in being in such a situation — living paycheck to paycheck happens to many of us, especially in.

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