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You could consider a guarantor loan or loans for borrowers with bad credit. We include every unsecured loan you can get in the UK and peer to peer loans from our panel. They are all from lenders regulated by the Financial Conduct.

An Unsecured Personal Loan is a personal loan whereby no security is required. The loan itself is not based on any of the customer's assets and thus not secured against a customer's home/any other property. Like most loans the rate charged tends to be based on a customer's credit history. The better a customer's credit.

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From a UK perspective, it seems as if little has substantively changed in the decade since the last crisis. Current household debt is once more approaching levels.

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Credit scoring criteria for granting total unsecured loan applications tightened again in Q4. but maybe not so good in terms of driving the UK economy forward into.

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