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A common way to approach this problem is to look at the interest rate charged on the loan. That might make intuitive sense at first but it doesn't help much when creating a solid plan to pay down debt. If we were only dealing with interest rates on the debt and not required to make principal payments, comparing loans would.
A conventional loan is one that isn’t insured or guaranteed by the government in any way. In other. you’re getting the best price. You can also get a home loan.
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Know what to look for. A good car loan rate is based on several factors. The loan amount, the APR (Annual Percentage Rate), and the term of the loan all affect the amount of money you will end up spending or saving after your car has been paid off. The loan amount is the initial total.
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